With many banks in the world now, some are trustworthy while others exist just to confuse you and make money off you. The following are reliable and have great credibility.

1. Citibank

Citibank came into being during the 1800s in New York City. It is undoubtedly the best bank in the world and has a lot of financial clout as well. A country is not completely developed if this bank cannot be found almost at every corner! It has recently opened branches in Philadelphia, Washington and Boston.

2. JP Morgan Chase

JP Morgan Chase is even older than Citibank and has assets that amount to about 2 trillion dollars. The bank is a favorite amongst clients from different walks of life, be it government officials, business tycoons or the common man. They are widely celebrated for their credit card services as well as their reliability as far as commercial banking is concerned.

3. HSBC

HSBC was established about 20 years back and has had its headquarters in England ever since. Forbes declared it to be among the largest banks and companies in the world last year. HSBC is popular in Asia wherein its investments activities are particularly impressive.

4. Bank of America

As far as market capitalization is concerned; this bank is among the largest in the world. It can be found in over 120 countries and thanks to Merrill Lynch, it has also started getting recognized for its investment services. Its rivals include Wells Fargo and Citigroup.

5. Credit Agricole Group

Credit Agricole Group is based in France and is known for its retail banking services. Europe considers it to be among the largest in this financial filed and because it focuses on the importance of keeping the planet clean and green, it has managed to create a loyal customer base for itself.

6. Royal Bank of Scotland

The Royal Bank of Scotland maintains and operates its retail banking services mainly in Scotland wherein they have over 650 branches. Contrary to popular belief, The Royal Bank of Scotland is not related to the Bank of Scotland, a financial institution that was established much before this one.

7. Mitsubishi Tokyo Financial Group

Mitsubishi Tokyo Financial Group has its headquarters in Japan and boasts assets of about 1.8 trillion dollars. Because it merged with another well-known banking company, their success rate has soared even though the entire process took a little too long.

8. Mizuho Financial Group

Mizuho Financial Group is based in Tokyo and has about 1.40 trillion dollars in terms of assets. Their holdings are large enough to make them the largest banking group in the country and within the top 10 in the world. It offers the usual banking services along with consultancy checks. About 70,000 people work for them.

9. HBOS

Owned by Lloyds Banking Group, this company is dependable because its insurance department has proved itself time and again. It came into being in 2001 and started being recognized as one of the largest in UK. Not many people know what HBOS stands for but it could be Halifax Bank of Scotland.

10. BNP Paribas

BNP Paribas operates from London and Paris at the same time. Forbes says it is among the top 20 largest companies on a global level. BNP Paribas also has stocks in many banks all over the world and is said to be the strongest. They got out of a major financial crunch during the current economic meltdown.

As we all know, cell phones or mobile phones is one of the most important thing to buy nowadays. While buying a mobile phone we mainly check the Operating system (like iOS, Andriod, Symbian), User Interface and other features like camera, bluetooth, wifi, etc. But buying the most expensive one is not everyone’s interest. So let’s just take a look at these most expensive cell phone in the world and buy a usual cell phone instead. Not all people, especially people that own most expensive cell phone in the world, use cell phones for communication purpose only.

Here’s the list of top 10 most expensive cell phones in the world:

10. Nokia Lamborghini 8800 Sirocco: Price is not published


This Lamborghini 8800 Sirocco cell phone has 3 bands GSM coverage so that it can be used in 5 continents. It’s just like usual mobile phone that it has internal memory, TFT display color and the camera. This cell phone is protected by scratch-resistant sapphire coated glass. I guess the things that made it expensive is the Lamborghini tag attached to this phone. It has a wallpapers, screensaver and ringtones and documentary video about Lamborghini.


9. Gold Edition Nokia 8800: $2,700


This cell phone is just like standard of Nokia 8800. Just the outlook casing of the cell phone is encased with gold. This casing will capture attention from the people around of course. It’s has a standard of a smart phone. Such as 62,000 color TFT (208 x 208) display screen along with a SVGA .5 MP camera. MMS, SMS, USB, Java, WAP, Infrared, Bluetooth and Edge connectivity are present. Other standard features like FM Radio, Mp3 Player, 64 polyphonic and Video Recording are also present.


8. Motorola V220 Special Edition: $51,800


This luxury cell phone is coming from Motorola cell phone producer. THe Motorolla Special v220 edition. It’s tagged for $51,800 and was designed by Peter Aloisson, Austrian designer. It’s pretty much feminine in looks. All features are standard except that this cell phone is studded with 1200 diamonds on the front panel as well as 18 carat gold is laid in the keyboard.


7. Vertu Diamond: $88,000


Vertu diamond cell phone is featuring tiny diamond dotted all over the body and the keypad that carries eight carat of diamond. The body is created from finest platinum and underpinned with ruby bearings. It’s also equipped with similar ceramic originally intended for space shuttle. You have to provide $88,000 to own this cell phone. 200 cell phones of this model have sold worldwide.


6. iPhone Princess Plus: $176,400


Another design of Peter Aloisson. The name is coming from the princess shaped diamond cut that studded all over the casing. 138 diamonds out of 318 shaped in this style. The others is shaped in brilliant-cut pattern. This cell phone totally use 17.75 carats of diamonds and 18 Carats of white gold. This version of iPhone are sold for $176,400.


5. VIPN Black Diamond Smartphone: $300,000


The body of this cell phone is made from titan and polycarbonate and spots a cutting edge mirror that finish cladding, adorned with diamonds. It’s designed by Jaren Goh. The cell phone itself is using an intel 400 Mhz processor, 4 mega pixel with 256 TFT screen. This cell phone was designed by Jaren Goh.

4. Vertu Signature Cobra: $310,000


This cell phone is produced by Boucheron, a French jeweler. Vertu Cobra phone is a limited edition cell phone that so far only 8 ever made. this cell phone is featuring ne carat round diamond, two carat pear cut diamond, two emerald eyes and 439 rubies that used to give a cobra look of the phone. Totally this cell phone is using 21 carats of diamond and rubies.


3. Diamond Crypto Smartphone: $1.3 million


This cell phone is produced by JSC Ancort that originally designed by luxury accecories designer Peter Aloisson. This expensive smart phone is encased with a platinum base and has 50 diamonds and 8 of them is a rare blue diamonds. The navigation key and the Ancort logo are of 18 Carat of rose gold. This cell phone was built on Windows CE.


2. GoldVish Le Million: $1.3 million


Goldvish LeMillion is designed by Emmanuel Gueit. The uniquness of this cell phone is certified by Guinness World  Records in 2008. The cell phones use a VVS1 (only microscopically flawed) diamonds with 18 Carat of white gold. The features of the cell phone is pretty standard with 2 GB storage, FM radio, digital camera, MP3 playback and bluetooth are the internal features of the cell phone. This cell phone just available by individual order.

1. Goldstriker iPhone 3GS Supreme: $3.2 million


This luxury gadgets is coming from the designer Stuart Hughes. It’s the world’s most expensive cell phone unveiled in 2009. Goldstriker iPhone is encrusted with 271 grams of 22 carat pure solid gold. More than 200 diamonds added on the cell phone. Apple logo on the back features 53 gems and home button is covered with a single 7.1 carat diamond. The iPhone 3GS Supreme decorated as well in a chest carved from granite and Kashmir gold along with a lining made from top Nubuck grain leather.

So do you want to own one of those most expensive cell phones in the world?

Beer festivals are very popular around the world. They are occasions of good cheer and opportunities for the community to gather and celebrate its passion for great beer. Of these beer festivals, the top ten are listed below.

10. American Craft Beer Fest


Bringing better beer to the population is the motto of the BeerAdvocate founders Jason and Todd Alström. The American Craft Beer Fest is held in June at Boston’s Seaport World Trade Center, featuring three sessions. This festival sees more than 15000 visitors who arrive to sample the more than 300 prime craft beers that are entered by over 75 breweries.

9.  Classic City Brewfest


You’ll get to sample a huge variety of beers at this fest from all over the world. There is gourmet and strong beers to tempt the most discerning beer lover, along with an enjoyable festival where you can learn how these beers are made. Beer making lectures are given along with information on how to drink responsibly.

8.  Fresh Hop Ale Festival


The fresh hop ale beer has to be produced with hops picked no longer than twenty-four hours ago. This makes this fresh hop ale festival unique. Every year, in September, Fresh Hop Ale is produced depending on the growth of the hop harvest. Freshly brewed ale is brought to the panel where judges pick the best three out of the lot.

7.  Great Alaska Beer and Barley Wine Festival


This festival brings together over 40 breweries, more than 150 beers and thousands of visitors to celebrate great winter beers in the middle of winter in Alaska. A nominal fee allows visitors and beer lovers alike to buy a glass of beer, beer tasting tickets and program guide.

6.  World Beer Festival


This festival is a charity benefit event and sees 300 Southeast specialty beers from 150 national and international breweries. Each year the charity fund is aimed towards developing some part of Raleigh, North Carolina, where the festival is held.

5.  Belgium Comes to Cooperstown


The Belgium Comes to Cooperstown event occurs on a Saturday in July. Visitors can sample over 200 Belgian-style and true Belgian beers, eat, enjoy live music and dance around a bonfire. This is a true blue beer festival with the elements of a party thrown into it.

4.  Great Taste of the Midwest


One of the top beer festivals in the United States, the Great Taste of the Midwest sees over a hundred microbreweries and brewpubs from the Midwest every year, sharing beer and cheer. The festival is held in Olin-Turville Park, overlooking Lake Monona in Madison, Wisconsin.

3.  Vermont Brewers Festival


The Vermont Brewers Festival is an invitees-only festival, and the general public is not encouraged to attend. Vermont is the natural home for this long running outdoor brewers festival, as there are more breweries here than in any other American state. Invited brewers enter their beers, which are judged based on their distinctiveness and quality. The brewing capacity of the breweries is also a criterion for judgment.  This festival sees a wide variety of offerings that include Belgian-style white beers, traditional lagers, fruit beers, ales and barley wines.

2.  Oregon Brewers Festival


This is one of America’s longest running and most popular craft beer festivals, ideal for lovers of craft beer. Held in Portland, Oregon, the Oregon Brewers Festival provides an opportunity for people to taste and familiarize themselves with regard to the kinds of craft beer styles from across America. Over eighty craft breweries participate in this four-day July festival, entering handcrafted brews for the judges to evaluate.

1.  Great American Beer Festival


This is a three-day annual festival, held either at the end of September or the beginning of October in Denver, Colorado. People from all over the world gather here every year to sample the 1600 kinds of American beers available at the festival. More than 100 beer judges from both the United States and other countries evaluate one or more types of beer. Among them, they judge 2,300 beers that are entered into the festival from 450 plus domestic breweries. The beers judged to be the best among the 69 beer-style categories are awarded gold, silver and bronze medals.

Marina Chernyak is co-owner of beer stein shop 1001 Beer Steins where you can shop for authentic German beer steins and glassware.

I do appreciate certain ‘bling bling’ objects, but sometimes it just gets too much to handle. Take for instance this tiny pens that is all set to become the worlds most expensive thanks to its ‘bling bling’ factor. Writing pens have a long history. Humankind has invented so many of them that no pens collector can have a complete collection. The world’s most expensive pens are limited in number and those who possess them can be called really lucky. Here’s the list of these amazing pens that are not just writing instruments but a real obsession for the rich.

10. CREW 60TH White Gold – Tibaldi fountain pens

Price: $43,000
TIBALDI Pens CREW 60TH are a landmark in pen making history with Bentley, the automobile giant creating its own handcrafted pen sets in association with the world’s best Italian luxury designer pen maker, Tibaldi.
These expensive Tibaldi for Bentley pens have a two-tone 18-carat yellow gold nib covered in rhodium and ruthenium. The pen’s barrel has the fine finish identical to Bentley’s dashboard. This finish was first used in Bentley’s earliest car with a technique called engine tuming. The pen’s cap and upper and lower barrel parts are knurled for a good grip while writing for the executive. You can see the level of ink through the transparent window of the Tibaldi for Bentley pens. A handmade tie shaped clip on the pen marks Tibaldi’s signature.
The Tibaldi for Bentley Crewe 60th white gold fountain pen collection is a limited edition of 40 solid white gold fountain pens


9. Gaia High Luxury – Omas Fountain Pens

Price: $43,000
Gaia high Luxury fountain pens and rollerball pens by Omas are a glimpse into the dark and deep recesses of the earth. The impenetrable inner core of the earth has inspired wonder, curiosity and interest in man since creation. A miscellany of precious materials such as the white and yellow 18K gold, the Onyx, the Crystal rock, the hematite and the vegetal resin has been utilized into the making of this mystic model by Omas.
Gaia High Luxury fountain pens and rollerball pens are a presentation in the celebration of Jules Verne’s futuristic vision of the world. It also commemorates the one hundredth death anniversary. Depicting geographical wonders of the world, the pen absolutely differs from pens that reflect the classic essence of history. The dark grey color of the metal that it is made of, symbolizes the trip to the dark interior of the earth. The body of the pen from top to toe features the engraved images of gigantic spiders, carnivorous plants, and water beasts. The blend of fear and wonder in the engraving of these horrors makes this particular model different from a range of pen collections.

8. MARTE – Omas Fountain Pen

Price: $43,000
Omas Fountain Pen MARTE is part of the Viaggi dell’Uomo, Travel of Man, Masterpieces collection of custom design fountain pens, rollerball pens and pen sets. The Marte (Italian for Mars) is actually a map of Mars made from classic rose gold to represent the pink-red hue of the planet. Deserts, mountains and craters all feature on the barrel of this pen and four rubies mark the landing points of the Russian and American probes. The cap is encrusted with 2K of small diamonds reminiscent of the polar ice caps and the clip details astronomer Tycho Brahe’s Mural Quadrant. Even the rose gold nib is engraved with a representation of the Greek God Mars! There are just 30 of these fountain pens in circulation, so they are perfect for the pen collector to add to his expensive pen collections, or for the executive who enjoys writing with designer pens.

7. Visconti – The Forbidden City H.R.H. Fountain Pen

Price: $50,500.00
The Visconti brand is known for best quality, style and creativity. This distinguished Visconti pen is the Forbidden City H.R.H. Limited Edition fountain Pen. Made of black resin, 18K gold and diamonds and boasting of Power Filler innovative filling system invented by Visconti, it is sold for $50,500.00.

6. Visconti – Alchemy H.R.H. Fountain Pens

Price: $ 57,000
The beautifully handcrafted Alchemy HRH by Visconti is part of the HRH collection of handmade fountain pens and rollerball pens from this fine pen maker. This luxury pen, unlike other fountain pens, has two nibs, two ink reservoirs and is trimmed with two different metals � exquisite gold and silver vermeil. Both nibs are of the best 18K gold and come in different sizes to suit every writing style. Even those used to writing with rollerball pens will love using the Alchemy.
The body is made from a classic, rich, red resin and the gold and silver trim is decorated with expensive 4K diamonds and rubies. One cap has gold trim, the other silver, and these trims interlace to create a cosmic map with alchemic symbols – stunning!

5. Visconti – Ripple H.R.H. Fountain Pen

Price: $ 57,000
One of the most remarkable Visconti pens is Ripple H.R.H. Limited Edition fountain pen. Made of 18K white gold and diamonds and with two-tone 18K gold nib, it costs $57,000.00. It has double reservoir filling system and is sold in two variations – white gold and black.

4. Omas Phoenix Platinum – Fountain Pen Luxury Limited Edition with Diamonds

Price: $60,000
With overwhelming price tag of $60,000, this truncated cone shaped pen is a true embodiment of fact and fancy. Made with 950 platinum and yellow Enamel, with considerable length and diameter, 18K gold rhodiated engraving nib.

3. La Modernista Diamonds – Caran d’Ache

Price: $265,000
La Modernista Diamonds was made by the Swiss company Caran d’Ache in 1999 in homage to Antonio Gaudi (1852-1926), the most famous of Modernist architects. This amazing fountain pen was sold in Harrods, London, for $265,000, becoming the most expensive pen in GUINNESS WORLD RECORDS in 2001. La Modernista Diamonds is made of rhodium-coated solid silver components. It boasts of an 18-carat rhodium-coated gold nib and is set with a total of 5,072 Wesselton diamonds weighing in at 20-carats, as well as and 96 rubies totalling 32-carats. The pen was hand-made by master jeweler Robert Perron and it took him six months to complete this true masterpiece of writing instruments.

2. Mystery Masterpiece – Mont Blanc and Van Cleef & Arpels Limited Edition

Price: $730,000
To commemorate the centenary of these two renowned brands, Montblanc and Van Cleef & Arpels have collaborated on this fine, limited editions Mystery Masterpiece. Three individual editions, each set with either rubies, sapphires, or emeralds, will be crafted. Using the “Mystery Setting” technique for the gemstones, these intricate writing instruments are set to stun with their extravagant design, and equally-extravagant price: at US$730,000 each, they are truly a fitting homage to a century of each brands’ respective history.

1. Aurora Diamante fountain pen

Price: $1,470,600
The Aurora Diamante is the most expensive writing instrument till date. Only one is for sale per year. The Aurora Diamante contains over 30 carats of De Beers diamonds on a solid platinum barrel. It has a two-tone, rhodium-treated, 18KT solid gold nib and is personalized with a coat of arms, signature or portrait. Aurora Pens says it is the only over 30 carat pen in the world.

How many of you know which are the oldest websites. Domain name is an identification label that defines the control in the Internet. The use of the Internet has seen tremendous growth in the twenty first century. According to ICANN registrars, 184 million domain names registered. A new report reveals 24 million domains were registered last year, with 14% less compared to the previous year 2007. For those who want to know abut oldest websites here is the information.

10. Bellcore.com

Bellcore domain was registered on March 5th 1986. Bellcore is an Telcordia company. Telcordia as oldest websites is specialized in providing telecommunication solutions. Provides open, flexible, and configurable software and services for IP, wireline, mobility, and cable networks.

9. HP.com

HP the oldest websites domain was registered on March 3rd 1986. HP is an American multinational information technology corporation headquartered in Palo Alto, California, USA that provides products, technologies, software, solutions and services to consumers, small- and medium-sized businesses (SMBs) and large enterprises, including customers in the government, health and education sectors.

8. SRI.com

SRI was registered on January 17th 1986. SRI as oldest websites is an independent, non profit R&D organization dedicated to client success. SRI International (SRI), founded as Stanford Research Institute, is one of the world’s largest contract research institutes. Based in Menlo Park, California, the trustees of Stanford University established it in 1946 as a center of innovation to support economic development in the region.

7. Xerox.com

Xerox domain was registered on January 9th 1986. Xerox is oldest websites, an American multinational document management corporation that produced and sells a range of color and black-and-white printers, multifunction systems, photo copiers, digital production printing presses, and related consulting services and supplies.

6. Northrop.com

Northrop domain was registered on November 7th 1985. Northrop Grumman is a leading global security company providing innovative systems, products and solutions in aerospace, electronics, information systems, and technical services to government and commercial customers worldwide.

5. DEC.com

DEC is an Hewlett Packard company. DEC domain as oldest websites was registered on September 30th 1985. Digital Equipment Corporation was a major American company in the computer industry and a leading vendor of computer systems, software and peripherals from the 1960s to the 1990s.

4. MCC.com

MCC.com was registered on July 11th 1985. MCC is an career portal, which focus on college admissions, study abroad and much more.

3. Think.com

Think.com was registered on May 24th 1985. Think as oldest websites is a project of Oracle Think Quest education foundation. Thinking Machines Corporation was a supercomputer manufacturer founded in Waltham, Massachusetts in 1982 by W. Daniel “Danny” Hillis and Sheryl Handler to turn Hillis’s doctoral work at MIT on massively parallel computing architectures into a commercial product called the Connection Machine.

2. BBN.com

BBN domain was registered on April 24th 1985. BBN is a technology company which provides research and development services. BBN Technologies (originally Bolt, Beranek and Newman) is a high-technology company which provides research and development services. BBN is based next to Fresh Pond in Cambridge, Massachusetts, USA.

1. Symbolics.com

Symbolics get the credit of first registered ever. Symbolics refers to two companies: now-defunct computer manufacturer Symbolics, Inc., and a privately held company that acquired the assets of the former company and continues to sell and maintain the Open Genera Lisp system and the Macsyma computer algebra system. As the oldest websites it was registered on March 15th 1985.